Your Retirement.
Planned With Precision.
Expert retirement planning, insurance strategy, and advanced tax planning built for business owners and public retirement system members alike.
Book a ConsultationMeet GHST Capital.
Our ApproachWe empower business owners and retirement system members with tailored financial planning: expert retirement, insurance, and tax-saving strategies built on precision and long-term thinking.
Retirement Planning
Optimize savings and long-term stability with retirement strategies built around your specific plan. SEP/SIMPLE IRAs, pension maximization, and beyond.
Learn more →Insurance Planning
Safeguard your family and business with coverage tailored to your risk, not a generic policy.
Learn more →Advanced Tax Strategies
Reduce your tax burden and grow with proactive, personalized planning for individuals and businesses alike.
Learn more →How We Help
Two paths,
one goal.
Whether you're running a business or navigating a public pension system, GHST Capital builds a plan around where you actually are.
For Business Owners
SEP and SIMPLE IRAs, SECURE Act tax credits, and retirement plans that help you attract and retain talent while cutting your tax bill.
See business solutions →For Retirement System Members
Pension maximization, survivorship benefits, IRA rollovers, and building personal wealth alongside your public pension.
See individual solutions →Recent Insights
View all →June 2025
The SEP IRA Tax Write-Off: What Business Owners Miss Every Year
Most self-employed owners leave significant deductions on the table. Here's how a SEP IRA can cut your taxable income before April.
Read more →May 2025
SECURE Act 2.0: The Tax Credits Your Business Qualifies For
SECURE Act 2.0 created real cash incentives for small businesses that start or improve a retirement plan. Are you capturing them?
Read more →April 2025
Pension Maximization: Getting More From Your Public Retirement System
Choosing a pension payout option is one of the largest financial decisions a public employee makes. Most don't know their options.
Read more →